Gong Xi Fa Cai

Gong Xi Fa Cai or Congratulate on making yourself rich wiil be said during Xin Nian or Chinese New Year. If you stress too much wealth, then you can say 'Xin Nian Kuai Le' or Happy Chinese New Year.

It is the wish of all people to get rich but some simply cannot make it. It has to do with karma. If you had donated generously in your past lives, the you should be rewarded with wealth, lots of it in this life. The miserly ones in their past lives have no hope of getting rich in this life. Such is the teaching of the Buddha.

Hence it is more proper to wish most people 'Xin Nian Kuai Le' as happiness is more important than wealth alone.